TERMS & CONDITIONS

Tabfare

Entity: Media Strife Holdings LLC d/b/a Tabfare

Contact: support@tabfare.ai

Mailing Address: [Registered address in New York State]

1. Introduction

Welcome to Tabfare (“we,” “us,” “our”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you and Media Strife Holdings LLC d/b/a Tabfare governing your access to and use of the Tabfare mobile applications (iOS and Android), websites (including tabfare.ai), web applications, application programming interfaces, and all related services, features, and hosted content (collectively, the “Services”).

By downloading, installing, accessing, or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must immediately cease all use of the Services and delete the application from your device(s).

These Terms incorporate by reference our Privacy Policy, Acceptable Use Policy, and any supplemental terms displayed within the Services. In the event of a conflict between these Terms and any supplemental terms, the supplemental terms shall control with respect to the applicable feature.

2. Eligibility

• You must be at least 13 years of age to use the Services. If you are between 13 and 18 years old (or the age of majority in your jurisdiction), you represent that your parent or legal guardian has reviewed and consented to these Terms on your behalf.
• You represent and warrant that you have the legal capacity to enter into a binding agreement and are not barred from using the Services under any applicable law.
• You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at support@tabfare.ai if you become aware of any unauthorized use.
• We reserve the right to suspend or terminate accounts that we reasonably believe are being used by persons who do not meet these eligibility requirements.

3. Description of Services

Tabfare provides a bill-splitting, receipt-analysis, and expense-tracking platform. Core functionality includes:

• Splitting bills, tabs, and shared expenses among friends, family, housemates, and groups.
• Receipt scanning via optical character recognition (OCR) and machine-learning augmented overlays to extract itemized data.
• Manual and recurring entry for bills such as rent, utilities, subscriptions, and other shared expenses.
• Group expense tracking with running balances and settlement history.
• Generation of payment-request links compatible with third-party payment services (Venmo®, PayPal®, Cash App®, Zelle®, and others).
• Exportable expense summaries and reports.

 

4. Service Tiers

4.1 Free Tier

All users may access the Free Tier at no cost, subject to the following limits:

• Up to 5 active bill splits per month.
• Receipt scanning limited to 10 scans per month.
• Basic expense tracking with up to 3 active groups.
• Standard OCR processing (no priority queue).
• Limited export functionality (view-only summaries).
• Ad-supported experience (non-intrusive banner ads may be displayed).

Free Tier limits reset on the first calendar day of each month at 00:00 UTC. Unused scans or splits do not carry over.

4.2 Tabfare Premium

Tabfare Premium is an optional paid subscription that unlocks enhanced features:

• Price: $2.99 USD per month, plus applicable taxes (sales tax, VAT, GST, or other transaction-based levies as determined by your jurisdiction and the applicable app store).
• Unlimited bill splits and receipt scans.
• Unlimited active groups and recurring-expense entries.
• Priority OCR processing with enhanced accuracy models.
• Full export functionality (CSV, PDF expense reports).
• Ad-free experience.
• Early access to new features and beta programs.
• Priority customer support.

The final price including tax will be displayed on the purchase confirmation screen in the Apple App Store or Google Play Store before you complete your purchase. Prices may vary by region due to currency conversion and local tax rates.

5. Subscriptions, Billing, and Cancellation

5.1 Subscription Billing

• Tabfare Premium is billed as an auto-renewing monthly subscription.
• Payment is charged to your Apple ID or Google Play account at confirmation of purchase.
• Your subscription will automatically renew each month unless you cancel at least 24 hours before the end of the current billing period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period at the then-current subscription rate.

5.2 Free Trials and Promotional Offers

• If a free trial or promotional price is offered, it will be clearly disclosed before you subscribe, including the duration, what happens when the trial ends, and the recurring price thereafter.
• Unless you cancel before the trial ends, your subscription will automatically convert to a paid subscription at the advertised rate of $2.99 USD/month plus applicable taxes.
• Any unused portion of a free trial period will be forfeited when you purchase a subscription.

5.3 Cancellation

• You may cancel your Tabfare Premium subscription at any time.
• iOS: Settings > [Your Name] > Subscriptions > Tabfare Premium > Cancel Subscription.
• Android: Google Play Store > Menu > Subscriptions > Tabfare Premium > Cancel.
• Web: Log in to your Tabfare account at tabfare.ai/account and navigate to Subscription Management.
• Cancellation takes effect at the end of the current billing period. You will retain Premium access until then.
• Deleting the app does NOT automatically cancel your subscription. You must follow the cancellation steps above.

5.4 Refunds

• Refund requests are handled by the platform through which you subscribed (Apple or Google).
• Apple: Request a refund at reportaproblem.apple.com.
• Google: Request a refund through the Google Play Store or at play.google.com/store/account/subscriptions.
• EU/EEA residents: You have a 14-day right of withdrawal from the date of purchase for digital content, provided you have not begun using the Premium features. By using Premium features before the 14-day period expires, you acknowledge and consent to waiving your right of withdrawal.
• New York residents: You may be entitled to a refund in accordance with New York General Business Law § 527-a, as amended, if renewal terms were not properly disclosed.

5.5 Price Changes

We reserve the right to change subscription pricing. If we do so, we will provide at least 30 days’ advance notice. Continued use of the subscription after a price change constitutes your acceptance of the new price. You may cancel before the new price takes effect.

6. Acceptable Use

You agree not to use the Services to:

• Upload, transmit, or distribute any unlawful, defamatory, abusive, harassing, threatening, or infringing content.
• Attempt to circumvent, disable, or interfere with security features, access controls, or usage limits of the Services.
• Engage in fraud, scams, phishing, or the unlawful collection of debts.
• Introduce viruses, malware, worms, Trojan horses, or any other harmful code.
• Use automated means (bots, scrapers, crawlers) to access the Services without prior written permission.
• Reverse-engineer, decompile, or disassemble the Services or underlying technology.
• Impersonate any person or entity or misrepresent your affiliation.
• Use the Services for any purpose that violates applicable local, state, national, or international law.

We reserve the right to suspend or terminate your account and remove content that violates these Terms, with or without notice, and to report suspected illegal activity to appropriate authorities.

7. User Content and Data

7.1 Ownership

You retain all ownership rights in the receipts, images, text, and other data you upload to or create within the Services (“User Content”). Tabfare does not claim ownership of your User Content.

7.2 License Grant

By uploading User Content, you grant Tabfare a worldwide, non-exclusive, royalty-free, sublicensable (solely to service providers acting on our behalf), and transferable license to store, process, analyze (including via OCR and machine-learning models), cache, and display your User Content solely for the purpose of providing, improving, and securing the Services. This license terminates when you delete your User Content or account, except as required by law or legitimate backup/archival purposes.

7.3 Third-Party Data Consent

If you enter information about other individuals (such as names, email addresses, or phone numbers of friends for bill splitting), you represent and warrant that you have obtained all necessary consents from those individuals to share their data with Tabfare in accordance with applicable privacy laws, including GDPR, CCPA/CPRA, and other applicable data-protection regulations.

7.4 Data Retention and Deletion

You may delete your User Content at any time through the app. Upon account deletion, we will remove your personal data within 30 days, except where retention is required by law, regulation, or legitimate business purposes (e.g., fraud prevention, dispute resolution). Anonymized and aggregated data that cannot reasonably be used to identify you may be retained.

8. Public Share Links

• Tabfare may allow you to generate public or tokenized URLs (“Share Links”) to view bill summaries.
• Anyone with access to a Share Link can view the associated bill summary until you revoke the link.
• Share Links do not require authentication. You are solely responsible for controlling distribution.
• Tabfare is not liable for unauthorized access to content shared via Share Links that you distributed or failed to revoke.
• You may revoke any Share Link at any time through the app interface.

9. OCR and Machine Learning Disclaimer

• You are responsible for reviewing and verifying all scanned data before relying on it for any purpose, including financial decisions or payment requests.
• The Services provide manual override and editing tools that you should use to correct any inaccuracies.
• Tabfare shall not be liable for any loss, dispute, or damage arising from reliance on unverified OCR/ML output.

10. Third-Party Services and Trademarks

The Services may integrate with or generate links to third-party payment platforms and other services, including but not limited to Venmo®, PayPal®, Cash App®, and Zelle®.

• Those services are governed by their own respective terms of service and privacy policies, which you should review independently.
• Tabfare has no control over, and assumes no responsibility or liability for, the content, privacy practices, availability, or conduct of any third-party service.
• Tabfare is not liable for any failed, delayed, disputed, or unauthorized transactions on third-party payment platforms.
• All third-party trademarks, service marks, and trade names referenced in the Services or these Terms are the property of their respective owners. Their use is solely for identification and does not imply endorsement by or affiliation with Tabfare.

11. Intellectual Property

The Services, including all software, design, text, graphics, logos, icons, images, and the compilation thereof, are the exclusive property of Media Strife Holdings LLC or its licensors and are protected by U.S. and international copyright, trademark, and other intellectual property laws.

• The Tabfare name, logo, and all related marks are trademarks of Media Strife Holdings LLC.
• You may not reproduce, modify, distribute, create derivative works of, publicly display, or commercially exploit any portion of the Services without our prior written consent.
• We respect the intellectual property rights of others. If you believe content on the Services infringes your copyright, please contact us at legal@tabfare.ai with a notice compliant with the Digital Millennium Copyright Act (DMCA).

12. Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, store, and share your information. By using the Services, you consent to the practices described in the Privacy Policy. The Privacy Policy is incorporated into these Terms by reference and is available at tabfare.ai/privacy.

13. Disclaimers and Limitation of Liability

13.1 Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ACCURACY. TABFARE DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

13.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL TABFARE, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.

TABFARE’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100.00); OR (B) THE TOTAL AMOUNTS PAID BY YOU TO TABFARE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

13.3 Exceptions

Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law, including liability for fraud, gross negligence, willful misconduct, death, or personal injury caused by negligence.

14. Indemnification

You agree to indemnify, defend, and hold harmless Tabfare, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property, privacy, or publicity right; or (d) any User Content you upload to the Services.

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York and applicable U.S. federal law, without regard to conflict-of-law principles.

15.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. The arbitration shall be conducted in New York County, New York, or, at your election, via telephone or videoconference. The arbitrator’s award shall be final and enforceable in any court of competent jurisdiction.

15.3 Class Action and Jury Trial Waiver

YOU AND TABFARE EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITIES, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

15.4 Arbitration Opt-Out

You may opt out of the arbitration and class-action-waiver provisions by sending a written notice to legal@tabfare.ai within thirty (30) days of first accepting these Terms. The notice must include your full name, email address associated with your Tabfare account, and a clear statement that you wish to opt out. If you opt out, disputes will be resolved in the state or federal courts located in New York County, New York.

15.5 Small Claims Exception

Either party may bring qualifying claims in small claims court in New York County, New York, or in the county of your residence, provided the claim falls within the court’s jurisdictional limits.

16. Regional Consumer Rights

16.1 United States

California Residents (CCPA/CPRA): If you are a California resident, you have the right to know what personal information we collect, request its deletion, request correction of inaccurate data, and opt out of any sale or sharing of personal information. Tabfare does not sell or share your personal information as defined under the CCPA/CPRA. To exercise these rights, contact us at support@tabfare.ai. We will respond to verifiable consumer requests within 45 days.

California Automatic Renewal Law (Bus. & Prof. Code § 17600 et seq.): By subscribing to Tabfare Premium, you provide express affirmative consent to the auto-renewal terms set forth in Section 5. You will receive a confirmation of subscription terms at the time of purchase and an annual renewal reminder. You may cancel at any time using the methods described in Section 5.3.

New York Residents (GBL § 527-a): Your subscription terms, including pricing, renewal frequency, and cancellation instructions, are clearly disclosed before purchase. You may cancel at any time per Section 5.3.

16.2 European Union and United Kingdom

GDPR (EU/EEA): If you are located in the EU/EEA, you have the right of access, rectification, erasure (“right to be forgotten”), data portability, restriction of processing, and objection to processing. Our legal basis for processing is contractual necessity and, where applicable, legitimate interest or your explicit consent. To exercise your rights, email support@tabfare.ai. You may also lodge a complaint with your local data-protection authority.

UK GDPR and Consumer Rights Act 2015: If you are a UK resident, you have equivalent data-protection rights as described above. Nothing in these Terms excludes or limits your statutory consumer rights, including those under the Consumer Rights Act 2015.

Right of Withdrawal: Under EU/UK law, you may withdraw from a digital purchase within 14 days if you have not used or accessed Premium features. By accessing Premium features before the 14-day period expires, you expressly consent to waiving your right of withdrawal and acknowledge that you will not be entitled to a refund.

16.3 Other Jurisdictions

If you reside in a jurisdiction with consumer-protection laws that provide rights beyond those stated in these Terms, such rights are not affected. These Terms shall be interpreted to comply with mandatory consumer-protection laws in your jurisdiction to the extent applicable.

17. Apple and Google Platform Terms

If you access the Services through the Apple App Store or Google Play Store, the following additional terms apply:

17.1 Apple App Store

• These Terms are between you and Tabfare only, not Apple Inc. (“Apple”). Apple is not responsible for the Services or their content.
• The license granted to you is limited to a non-transferable license to use the application on any Apple-branded device that you own or control, as permitted by the App Store Terms of Service.
• Apple has no obligation to provide maintenance or support services for the application.
• In the event of any failure to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price (if any) of the application. To the maximum extent permitted by law, Apple has no other warranty obligation.
• Apple is not responsible for addressing any claim relating to the application, including product liability, regulatory compliance, or intellectual property infringement claims.
• Apple and its subsidiaries are third-party beneficiaries of these Terms. Upon your acceptance, Apple has the right to enforce these Terms against you as a third-party beneficiary.

17.2 Google Play Store

• These Terms are between you and Tabfare only, not Google LLC (“Google”).
• Your use of the application is also subject to the Google Play Terms of Service.
• Google is not responsible for the application or any claims arising from its use.

18. Termination

• You may terminate these Terms at any time by deleting your account and ceasing all use of the Services.
• We may suspend or terminate your access at any time, with or without cause, and with or without notice, including for violation of these Terms.
• Upon termination, your right to use the Services ceases immediately. Sections that by their nature should survive (including Sections 7.2, 13, 14, 15, and 19) shall survive termination.
• If we terminate your account without cause, any prepaid subscription fees for unused periods will be refunded on a pro-rata basis.

19. General Provisions

Entire Agreement. These Terms, together with the Privacy Policy and any supplemental terms, constitute the entire agreement between you and Tabfare.

Severability. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Waiver. No failure or delay by Tabfare in exercising any right shall constitute a waiver of that right.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of our assets.

Force Majeure. Tabfare shall not be liable for any failure or delay in performing obligations due to causes beyond its reasonable control, including acts of God, natural disasters, pandemics, war, terrorism, government action, or internet or telecommunications failures.

Notices. We may send you notices via email to the address associated with your account, via push notification, or via in-app message. You are responsible for keeping your email address current.

No Financial Advice. Nothing in the Services constitutes financial, tax, legal, or accounting advice. Consult a qualified professional for such matters.

Export Compliance. You agree to comply with all applicable export and re-export control laws and regulations.

20. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will: (a) update the “Last Revised” date at the top of these Terms; (b) provide notice via email, in-app notification, or prominent posting on the Services at least 14 days before the changes take effect (30 days for material changes affecting pricing or dispute resolution); and (c) allow you to review the changes before they become effective. Your continued use of the Services after the effective date constitutes acceptance of the modified Terms. If you do not agree, you must stop using the Services and cancel any active subscription.

21. Contact Us

If you have questions, concerns, or complaints about these Terms or the Services, please contact us:

 

Email: support@tabfare.ai

Legal Inquiries: legal@tabfare.ai

Arbitration Opt-Out: legal@tabfare.ai (within 30 days of acceptance)

DMCA Notices: legal@tabfare.ai

Mail: Media Strife Holdings LLC d/b/a Tabfare, [Registered Address], New York, NY

 

 

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