END-USER LICENSE AGREEMENT

Tabfare

Effective Date: September 28, 2025 | Last Revised: February 18, 2026

Entity: Media Strife Holdings LLC d/b/a Tabfare (“Tabfare,” “we,” “our,” or “us”)

Contact: support@tabfare.ai

Mailing Address: [Registered address in New York State]

1. Acknowledgement and Acceptance

This End-User License Agreement (“EULA” or “Agreement”) is a legally binding agreement between you (“you,” “your,” or “End-User”) and Media Strife Holdings LLC d/b/a Tabfare. This Agreement governs your use of the Tabfare mobile application (“App” or “Licensed Application”), including any updates, upgrades, supplements, and related documentation.

This Agreement is between you and Tabfare only, and not with Apple Inc. (“Apple”) or Google LLC (“Google”). Tabfare, not Apple or Google, is solely responsible for the Licensed Application and its content. Apple and Google are not parties to this Agreement except as expressly provided in Sections 12 and 13.

By downloading, installing, or using the App, you confirm that you have read, understood, and agree to be bound by this EULA, our Terms and Conditions (available at tabfare.ai/terms), and our Privacy Policy (available at tabfare.ai/privacy). If you do not agree, do not download, install, or use the App.

This EULA supplements and incorporates our Terms and Conditions and Privacy Policy by reference. In the event of a conflict between this EULA and the Terms and Conditions, the Terms and Conditions shall control except with respect to the platform-specific provisions in Sections 12 and 13 of this EULA, which shall control for App Store and Google Play distribution.

2. Scope of License

2.1 Grant

Subject to your compliance with this Agreement and all applicable terms, Tabfare grants you a limited, non-exclusive, revocable, non-transferable, and non-sublicensable license to:

Download and install the App on Apple-branded or Android-based devices that you own or control.
Use the App solely for your personal, non-commercial purposes, as permitted by the applicable app store Usage Rules.
Access the App’s features within your applicable service tier (Free Tier or Tabfare Premium at $2.99 USD/month + applicable taxes).

2.2 License Limitations

The license granted under this Agreement does NOT include the right to:

Distribute or make the App available over a network where it could be used by multiple devices simultaneously, except as expressly permitted by the applicable app store Usage Rules.
Transfer, redistribute, rent, lease, lend, sell, or sublicense the App to any third party.
Use the App for any commercial, revenue-generating, or enterprise purpose without Tabfare’s prior written consent.

If you sell or transfer a device on which the App is installed, you must remove the App from that device before the transfer.

2.3 Reservation of Rights

All rights not expressly granted to you under this Agreement are reserved by Tabfare and its licensors. The App is licensed, not sold. This Agreement does not convey any ownership interest in or to the App, and nothing in this Agreement shall be construed to grant you any rights to Tabfare’s intellectual property except the limited license expressly set forth herein.

3. Restrictions

You agree not to, and you will not permit any third party to:

Reverse engineer, decompile, disassemble, decrypt, or attempt to derive the source code, underlying algorithms, data structures, or architecture of the App, except to the extent such activity is expressly permitted by applicable law notwithstanding this limitation (e.g., EU Directive 2009/24/EC, U.S. DMCA § 1201 exceptions).
Modify, adapt, translate, or create derivative works based on the App or any part thereof.
Copy or reproduce the App, except for a single archival copy if permitted by applicable law.
Remove, alter, or obscure any copyright, trademark, or other proprietary notices on the App.
Use the App to develop a competing product or service, or to benchmark the App for competitive purposes.
Circumvent, disable, or interfere with any security, authentication, digital-rights-management, or access-control features of the App.
Use the App to upload, transmit, or distribute any content that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable.
Use automated means (bots, scripts, scrapers, crawlers) to access or interact with the App without prior written permission.
Use the App in any manner that violates applicable local, state, national, or international laws or regulations.
Introduce viruses, malware, ransomware, spyware, or other harmful code into the App or its infrastructure.

4. Intellectual Property

4.1 Ownership

All intellectual property rights in and to the App, including but not limited to the software, source code, object code, algorithms, user interface, design, graphics, logos, icons, images, text, audio, video, trademarks, trade dress, and the selection and arrangement thereof, are and shall remain the exclusive property of Media Strife Holdings LLC or its licensors.

4.2 Trademarks

The Tabfare name, Tabfare logo, and all related marks, logos, and trade names are trademarks or registered trademarks of Media Strife Holdings LLC. You may not use these marks without our prior written permission. All other trademarks referenced in the App or this Agreement (including Venmo®, PayPal®, Cash App®, Zelle®, Apple®, Google Play™) are the property of their respective owners and are used solely for identification purposes.

4.3 Infringement Claims

You and Tabfare acknowledge that, in the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party’s intellectual property rights, Tabfare (not Apple or Google) will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim. You agree to promptly notify Tabfare of any such claim.

4.4 DMCA

If you believe content available through the App infringes your copyright, you may submit a notice compliant with the Digital Millennium Copyright Act (DMCA) to legal@tabfare.ai.

4.5 Feedback

If you provide suggestions, ideas, enhancements, or feedback regarding the App (“Feedback”), you grant Tabfare a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such Feedback without obligation to you.

5. User Content

Your ownership of User Content (receipts, images, data you upload) and the limited license you grant Tabfare to process it are governed by Section 7 of our Terms and Conditions. This EULA incorporates those provisions by reference.

You are solely responsible for ensuring that any User Content you upload does not violate the rights of any third party, including privacy and intellectual property rights. You represent and warrant that you have obtained all necessary consents from individuals whose personal data you enter into the App (e.g., names and email addresses of friends added to bill splits).

6. Subscriptions and In-App Purchases

6.1 Tabfare Premium

Tabfare offers an optional premium subscription (“Tabfare Premium”) at $2.99 USD per month, plus applicable taxes. Premium unlocks unlimited bill splits, unlimited receipt scans, unlimited groups, priority OCR, full export, ad-free experience, early access to new features, and priority support.

6.2 Billing

Tabfare Premium is billed as an auto-renewing monthly subscription through Apple’s App Store or Google Play Store.
Payment is charged to your Apple ID or Google Play account at confirmation of purchase.
Your subscription automatically renews each month unless cancelled at least 24 hours before the end of the current billing period.
The final price including tax is displayed on the purchase confirmation screen before you complete your purchase.

6.3 Cancellation and Refunds

Cancellation and refund terms are governed by Section 5 of our Terms and Conditions. Cancellation is managed through your Apple or Google account settings, not through the Tabfare app directly. Deleting the App does NOT cancel your subscription.

6.4 Free Tier

The Free Tier provides limited functionality (up to 5 splits/month, 10 scans/month, 3 groups, standard OCR, limited export, ad-supported). Free Tier limits and features are described in Section 4 of our Terms and Conditions and are subject to change with notice.

7. Updates, Upgrades, and Modifications

Tabfare may from time to time release updates, patches, bug fixes, or upgrades to the App (“Updates”).
Some Updates may be delivered automatically through the applicable app store; others may require manual installation.
Certain features or functionality may not be available unless you install the latest Update.
Tabfare reserves the right to modify, suspend, or discontinue any feature of the App at any time, with or without notice. For material changes that adversely affect paid subscribers, we will provide at least 30 days’ advance notice.
Updates are governed by this EULA unless accompanied by a separate license agreement, in which case the terms of that separate agreement shall apply to the Update.

8. Data Collection and Privacy

The App collects and transmits certain data to enable functionality, improve performance, ensure security, and comply with legal obligations. The categories of data collected include:

Account information (name, email, authentication credentials).
Receipts and bill data (images uploaded for OCR, extracted text, participant details).
Device information (operating system, device identifiers, app version).
Usage data (app interactions, session duration, crash logs).
Location data (only with your explicit permission, revocable at any time).

Third-party AI disclosure: The App may use third-party machine-learning and AI services (e.g., Google Cloud Vision, Firebase ML) to process receipt images. These services process data solely on Tabfare’s behalf under data-processing agreements and do not use your data to train their own models. For complete details, see Section 5 of our Privacy Policy.

Your personal information is collected, used, and protected in accordance with our Privacy Policy (tabfare.ai/privacy), which is incorporated into this EULA by reference. By using the App, you consent to the data practices described in the Privacy Policy.

9. Accuracy and OCR/ML Disclaimer

IMPORTANT: The App uses optical character recognition (OCR) and machine-learning (ML) technologies to process receipt images and extract itemized data. These technologies are inherently probabilistic and may produce inaccurate, incomplete, or erroneous results.

Image quality, handwriting, faded print, unusual layouts, lighting conditions, paper condition, and non-standard formatting can all cause errors.
Tabfare does not warrant, guarantee, or represent the accuracy, completeness, or reliability of any automatically scanned, parsed, or extracted data.
You are solely responsible for reviewing and verifying all values, line items, tips, taxes, and totals before relying on them for any purpose, including sending payment requests to others.
The App provides manual override and editing tools. You should use these tools to correct any inaccuracies before acting on the data.
Tabfare shall not be liable for any loss, dispute, overpayment, underpayment, or other damage arising from reliance on unverified OCR/ML output.

This disclaimer applies equally to the Free Tier and Tabfare Premium, including Premium’s enhanced-accuracy OCR models. Enhanced accuracy does not mean guaranteed accuracy.

10. No Financial Services

Tabfare does NOT process, hold, transfer, or transmit money. Tabfare is not a bank, money-services business, payment processor, or financial institution. The App merely generates payment-request links or deep-links that redirect you to third-party payment platforms (Venmo®, PayPal®, Cash App®, Zelle®). All actual payment transactions occur entirely on those third-party platforms, governed by their own terms of service.

Nothing in the App or this EULA constitutes financial, tax, legal, or accounting advice. Tabfare does not verify the accuracy of amounts owed between users. You are solely responsible for confirming amounts and resolving disputes with other users directly.

11. Third-Party Services and Compliance

11.1 Third-Party Payment Platforms

The App integrates with third-party payment services. Those services are governed by their own terms of service and privacy policies. Tabfare has no control over, and assumes no responsibility for, the availability, accuracy, privacy practices, or conduct of any third-party platform.

11.2 Third-Party Terms of Agreement

You must comply with all applicable third-party terms of agreement when using the App. This includes, but is not limited to, the terms of your wireless data service provider, the terms of Venmo, PayPal, Cash App, Zelle, and any other third-party service you access through or in connection with the App.

11.3 Legal Compliance

You represent and warrant that: (a) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; (b) you are not listed on any U.S. Government list of prohibited or restricted parties; and (c) your use of the App complies with all applicable export control and sanctions laws and regulations.

12. Apple App Store Additional Terms

The following provisions apply if you downloaded the App from the Apple App Store. These terms are required by Apple and are provided to satisfy Apple’s Minimum Terms for Developer EULAs:

12.1 Acknowledgement

You acknowledge that this EULA is between you and Tabfare only, not with Apple. Tabfare, not Apple, is solely responsible for the Licensed Application and its content.

12.2 Scope of License

The license granted to you is limited to a non-transferable license to use the Licensed Application on any Apple-branded products that you own or control, as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions. This EULA does not provide usage rules that are less restrictive than or in conflict with those Usage Rules.

12.3 Maintenance and Support

Tabfare is solely responsible for providing any maintenance and support services for the App, as specified in this EULA or as required under applicable law. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the Licensed Application.

12.4 Warranty

In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Licensed Application to you (if any). To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application. Any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty are Tabfare’s sole responsibility.

12.5 Product Claims

You and Tabfare acknowledge that Tabfare, not Apple, is responsible for addressing any claims by you or any third party relating to the Licensed Application or your possession and/or use of it, including but not limited to: (i) product liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.

12.6 Intellectual Property Claims

In the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party’s intellectual property rights, Tabfare, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such claim.

12.7 Third-Party Beneficiary

You acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of this EULA. Upon your acceptance of the terms and conditions of this EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce this EULA against you as a third-party beneficiary thereof.

13. Google Play Store Additional Terms

The following provisions apply if you downloaded the App from the Google Play Store:

13.1 Acknowledgement

You acknowledge that this EULA is between you and Tabfare only, not with Google LLC (“Google”). Google is not a party to this Agreement and is not responsible for the App or its content.

13.2 Google Play Terms

Your use of the App downloaded from Google Play is also subject to the Google Play Terms of Service. In the event of a conflict between this EULA and the Google Play Terms of Service, the Google Play Terms of Service shall prevail with respect to your use of Google Play.

13.3 Refunds

Refund requests for subscriptions purchased through Google Play are governed by Google’s refund policies. You may request a refund through the Google Play Store or at play.google.com/store/account/subscriptions.

13.4 Support

Tabfare, not Google, is responsible for providing customer support for the App. Google has no obligation to provide maintenance, support, or warranty services.

13.5 Liability

Google is not liable for any claims arising from the App or your use of it. All claims and responsibilities rest with Tabfare as set forth in this EULA.

14. Disclaimers — No Warranty

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE LICENSED APPLICATION IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF:

MERCHANTABILITY.
FITNESS FOR A PARTICULAR PURPOSE.
TITLE AND NON-INFRINGEMENT.
ACCURACY, COMPLETENESS, OR RELIABILITY OF OCR/ML OUTPUTS.
UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE SERVICE.
THAT DEFECTS WILL BE CORRECTED.
THAT THE APP IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TABFARE DOES NOT WARRANT THAT THE APP WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, OR THAT ANY CONTENT, DATA, OR INFORMATION OBTAINED THROUGH THE APP WILL BE ACCURATE OR RELIABLE. YOUR USE OF THE APP IS AT YOUR SOLE RISK.

Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions apply only to the extent permitted by applicable law.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TABFARE, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES.
LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES.
COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES.
DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA.
DAMAGES ARISING FROM RELIANCE ON OCR/ML OUTPUTS.
DAMAGES ARISING FROM THIRD-PARTY PAYMENT DISPUTES.

THESE LIMITATIONS APPLY REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF TABFARE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TABFARE’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS EULA OR THE LICENSED APPLICATION SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100.00); OR (B) THE TOTAL AMOUNTS PAID BY YOU TO TABFARE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Nothing in this EULA limits or excludes liability that cannot be limited or excluded under applicable law, including liability for: fraud or fraudulent misrepresentation; death or personal injury caused by negligence; gross negligence; or willful misconduct.

16. Indemnification

You agree to indemnify, defend, and hold harmless Tabfare, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

Your use or misuse of the App.
Your violation of this EULA, the Terms and Conditions, or any applicable law.
Your violation of any third-party right, including intellectual property, privacy, or publicity rights.
Any User Content you upload, create, or share through the App.
Any payment dispute between you and another user or a third-party payment platform.
Your negligence or willful misconduct.

17. Termination

17.1 By You

You may terminate this Agreement at any time by deleting the App from all your devices and ceasing all use. If you have an active Tabfare Premium subscription, you must also cancel it through Apple or Google (see Terms and Conditions, Section 5.3). Deleting the App does NOT cancel your subscription.

17.2 By Tabfare

We may suspend or terminate your license immediately, with or without notice, if you fail to comply with any provision of this EULA, the Terms and Conditions, or applicable law. We may also terminate for convenience with 30 days’ notice.

17.3 Effects of Termination

Upon termination, your license to use the App ceases immediately.
You must delete all copies of the App from your devices.
Termination does not relieve you of any obligations that accrued prior to termination, including payment obligations.
If we terminate without cause, any prepaid Premium subscription fees for unused periods will be refunded pro rata.
The following sections survive termination: Sections 3 (Restrictions), 4 (Intellectual Property), 9 (OCR Disclaimer), 10 (No Financial Services), 14 (Disclaimers), 15 (Limitation of Liability), 16 (Indemnification), 18 (Governing Law), and 19 (Consumer Rights).

18. Governing Law and Dispute Resolution

18.1 Governing Law

This EULA shall be governed by and construed in accordance with the laws of the State of New York and applicable U.S. federal law, without regard to conflict-of-law principles.

18.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to this EULA or the Licensed Application shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules. The arbitration shall be conducted in New York County, New York, or, at your election, via telephone or videoconference. The arbitrator’s award shall be final and enforceable in any court of competent jurisdiction.

18.3 Class Action and Jury Trial Waiver

YOU AND TABFARE EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITIES.

18.4 Arbitration Opt-Out

You may opt out of the arbitration and class-action-waiver provisions by sending a written notice to legal@tabfare.ai within thirty (30) days of first accepting this EULA. The notice must include your full name, email address associated with your Tabfare account, and a clear statement that you wish to opt out. If you opt out, disputes will be resolved in the state or federal courts located in New York County, New York.

18.5 Small Claims Exception

Either party may bring qualifying claims in small claims court in New York County, New York, or in the county of your residence, provided the claim falls within the court’s jurisdictional limits.

19. Regional Consumer Rights

19.1 California Residents (CCPA/CPRA)

You retain all statutory rights regarding your personal data under the California Consumer Privacy Act as amended by the California Privacy Rights Act. Tabfare does not sell or share your personal information. See our Privacy Policy, Section 9.2, for full details and how to exercise your rights.

19.2 California Automatic Renewal Law

By subscribing to Tabfare Premium, you provide express affirmative consent to the auto-renewal terms. You may cancel at any time using the methods described in our Terms and Conditions, Section 5.3.

19.3 New York Residents

Your subscription terms are clearly disclosed before purchase in compliance with New York General Business Law § 527-a, as amended.

19.4 EU/EEA Residents (GDPR)

You have GDPR rights including access, rectification, erasure, restriction, portability, and objection. See our Privacy Policy, Section 9.3. You may withdraw from digital purchases within 14 days of purchase if you have not accessed Premium features. By accessing Premium features, you acknowledge and consent to waiving your right of withdrawal.

19.5 UK Residents

You have equivalent data-protection rights under the UK GDPR and Data Protection Act 2018. Nothing in this EULA overrides your statutory rights under the Consumer Rights Act 2015. You may file a complaint with the Information Commissioner’s Office (ICO) at ico.org.uk.

19.6 Other Jurisdictions

If you reside in a jurisdiction whose consumer-protection laws provide rights beyond those in this EULA, those rights are not affected. This EULA shall be interpreted to comply with mandatory consumer-protection laws in your jurisdiction.

20. General Provisions

Entire Agreement. This EULA, together with the Terms and Conditions, Privacy Policy, and any supplemental terms presented within the App, constitutes the entire agreement between you and Tabfare regarding your use of the Licensed Application.

Severability. If any provision of this EULA is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Waiver. No failure or delay by Tabfare in exercising any right or remedy shall constitute a waiver of that right or remedy.

Assignment. You may not assign or transfer this EULA or any rights hereunder without Tabfare’s prior written consent. Tabfare may assign this EULA in connection with a merger, acquisition, or sale of all or substantially all of its assets, upon notice to you.

Force Majeure. Tabfare shall not be liable for any failure or delay in performing obligations due to causes beyond its reasonable control, including acts of God, natural disasters, pandemics, war, terrorism, government action, or internet/telecommunications failures.

Headings. Section headings are for convenience only and do not affect the interpretation of this EULA.

No Third-Party Rights. Except as expressly provided in Sections 12 (Apple) and 13 (Google), this EULA does not create any rights enforceable by any person or entity that is not a party to it.

Export Compliance. You agree to comply with all applicable export and re-export control laws and regulations, including U.S. Export Administration Regulations and sanctions administered by OFAC.

U.S. Government End Users. The Licensed Application is a “commercial item” as defined in 48 C.F.R. § 2.101, and is licensed to U.S. Government end users with only those rights as granted to all other end users pursuant to this EULA.

21. Modifications to This EULA

We reserve the right to update or modify this EULA at any time. When we make material changes, we will: (a) update the “Last Revised” date; (b) provide at least 14 days’ advance notice via email, in-app notification, or prominent posting (30 days for changes affecting pricing or dispute resolution); and (c) allow you to review the changes before they become effective. Your continued use of the App after the effective date constitutes acceptance. If you do not agree, you must stop using the App, delete it, and cancel any active subscription.

22. Contact Information

If you have questions about this EULA, contact us:

General Support: support@tabfare.ai

Legal / DMCA / Arbitration Opt-Out: legal@tabfare.ai

Mail: Media Strife Holdings LLC d/b/a Tabfare, [Registered Address], New York, NY